BGR is reporting that AT&T might start offering insurance for the iPhone. If you read through the details and compare it to the price it cost to fix the iPhone with part from DirectFix.com you are wasting your money with AT&T. "The insurance plan, which will be run by Asurion, will carry a price tag of $13.99/month $168/year and will be available for purchase through Apple’s App Store. The charges will be billed to the credit card on file with Apple. The deductibles range from $99 for an 8GB 3G to $199 for a 32GB 3GS, which is pretty steep." as quoted from BGR. Lets do a little comparison.
iPhone 3G - Insurance $168 Year Plus $99 deductible = $267 for a screen repair.
iPhone 3G Touch Panel from DirectFix.com Part Number IP-2213 - $29.99. That is a savings of $237.01.
iPhone 3G Complete Screen Replacement which is about a 10-15min install from DirectFix.com. Part Number IP-2164 - $99.99. That is a saving of $167.01.
Now lets look at the iPhone 3GS.
iPhone 3GS - Insurance $168 Year Plus $199 deductible = $367 for a screen repair.
iPhone 3GS Touch Panel Replacement - Part Number IP-2320 - $39.99. That is a savings of $327.01.
iPhone 3GS Complete Screen Replacement which is about a 10-15min install from DirectFix.com. Part Number IP-2322 - $149.99. That is a saving of $217.01.
Lets face it you do not need to be a math genius or an Apple genius to see that this insurance for the iPhone is just another way for Apple or AT&T to get more money from you.